100% financing for the purchase of your new home may be available through the USDA Rural Development’s Single Family Housing Guaranteed Loan Program (SFHGLP).

Program highlights:
Loan amounts to 100% of the property’s sales price
Competitive 30-year fixed rates
Flexible credit guidelines and qualifying ratios
Closing cost assistance is acceptable. Sources may include gift funds, grants, & seller contributions
Not limited to first time homebuyers
Funds available on a first-come, first-served basis

Eligibility requirements:
Home must be located in an eligible rural area, as designated by USDA
Principal residences only. Applicants may not own any other property, with the exception of a current principal residence that will be sold prior to close of new home
Household income may not exceed the adjusted income limit for the area
Must show stable and dependable income for repayment ability. Credit history must indicate a willingness to meet obligations as they become due
Must be a US citizen, permanent resident, or qualified alien
Requires an upfront and annual guarantee fee. The upfront guarantee may be financed into the loan, allowing for loan amounts above 100% of sales price

This is not a commitment to lend. Borrowers must meet income, credit and property eligibility requirements set forth by USDA. Visit http://www.rurdev.usda.gov for program details. Financing available through Pulte Mortgage LLC. All loans are subject to underwriting and loan qualifications of the lender. Rates, terms, and conditions are subject to change without notice. Pulte Mortgage LLC is an Equal Opportunity Lender, NMLS entity #1791. For licensing information, please visit https://secure.pultemortgage.com/ContactUs.aspx

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